Sss Death Claim Requirements 4g655h

Funeral Benefit O V E R V I E W Q U A L I F Y I N G C O N D I T I O N S H O W T O A P P LY B E N E F I T PAY M E N T

A.

Application Requirements

1. 2. 3. 4. 5. 6.

Claim for Funeral Benefit (SSS Form BPN-103) Filer's Affidavit (Sinumpaang Sanaysay) Death certificate duly certified by the Local Civil Registrar Official Receipt of payment issued by the funeral parlor Affidavit of funeral expenses Photo of filer and valid IDs Other ing documents may be requested if found necessary during the processing of the claim.

B.

Filing Procedure Applications for funeral benefit are filed at any SSS branch or representative office.

Application Requirements 1. 2. 3. 4. 

Death Claim Application (SSS Form DDR-1); Affidavit of Death Benefit, if claimant is secondary beneficary (SSS Form CLD1.3A)

Filer's Affidavit (Sinumpaang Sanaysay) Other Affidavit, whichever is applicable t Affidavit of Two Disinterested Persons, if claimant is legal heir or designated beneficiary (SSS Form CLD-1.3)  Application for Appointment as Representative Payeee, if claimant is guardian (SSS Form CLD-15) 5. Report of Death (SSS Form BPN-105), if death is work-related 6. Claimant's photo, signature form and valid IDs 7. If claimant is spouse of the deceased, marriage certificate and birth certificates of minor children (duly certified by LCR/NSO) 8. If single, the deceased member's birth certificate and marriage certificate of parents (duly certified by LCR/NSO) 9. Certified true copy of deceased member's death certificate  certified/issued by LCR/NSO, if member died in the Philippines  issued by vital statistics/census office or equivalent agency and certified by the Philippine Embassy/Consultat, if member died abroad 10. For pension - Single savings book or ATM card with validated deposit slip or Cash Card Enrollment Form (photocopy and presentation of original for validation) Note: Other documents may be required as they may be found necessary during the processing of the claim

B.

Filing Procedure Applications for death benefit are filed at any SSS branch or representative office. You can also watch our How-To video for a more detailed instruction.

Death Benefit O V E R V I E W Q U A L I F Y I N G C O N D I T I O N S H O W T O A P P LY P E N S I O N D E TA I L S

There are two types of death benefit paid to beneficiaries of a member: Pension and Lumpsum Amount.

To qualify for either, the member must have met the following:  

For Pension - the deceased member must have paid at least 36 monthly contributions before the semester of death. For Lumpsum Amount - granted to the primary beneficiaries of a deceased member who had paid less than 36 monthly contributions before the semester of death. Also, in the absence of primary beneficiaries, the secondary beneficaries are granted the death benefit in lumpsum amount.

There are two types of death benefit:  

monthly pension - granted only to the primary beneficiaries of a deceased member who had paid 36 monthly contributions before the semester of death. lumpsum amount - amount granted to the primary beneficiaries of a deceased member who had paid less than 36 monthly contributions before the semester of death. The secondary beneficiaries shall be entitled to a lump sum benefit. Monthly Pension



Benefit Computation The monthly pension depends on the member's paid contributions, his credited years of service (CYS), and the number of dependent minor children that must not exceed five. The monthly pension will be the highest amount resulting from either one of these three pension formulae:

1.

2. 3.



the sum of P300 plus 20 percent of the average monthly salary credit plus two percent of the average monthly salary credit for each credited year of service (CYS) in excess of ten years; or forty (40) percent of the average monthly salary credit; or P1,000, if the CYS is less than 10; P1,200 if with at least 10 CYS; or P2,400, if the CYS is 20 or more. The monthly pension is paid for not less than 60 months. Dependents and Beneficiaries If a deceased member is survived by less than five minor legitimate, legitimated, or legally adopted children, the illegitimate minor children will be entitled to 50 percent of the share of the legitimate, legitimated or legally adopted children in the basic pension and 100 percent of the dependents' allowance. In cases where there are no legitimate, legitimated, or legally adopted children, the illegitimate minor children shall be entitled to 100 percent of the basic pension, plus dependent's allowance.



Dependent's Allowance The dependent legitimate, legitimated, legally adopted or illegitimate children, conceived on or before the date of death of a deceased member will each receive a dependents? allowance equivalent to 10 percent of the ' monthly pension, or P250, whichever is higher. Only five minor children, beginning from the youngest, are entitled to the dependents? allowance. No substitution is allowed. Where there are more than five (5) legitimate and illegitimate minor children, the legitimate shall be preferred. The dependents' allowance stops when the child reaches 21 years old, gets married, gets employed or dies. However, the dependents' pension is granted for life to children who are over 21 years old, provided they are incapacitated and incapable of self- due to physical or mental defect which is congenital and acquired during minority.



Other Benefits The deceased member?s beneficiaries are entitled to a 13th month pension, payable every December and the funeral benefit, which is paid to whoever shouldered the funeral

expenses of the deceased member. Survivorship pensioners prior to the effectivity of RA 7875 on March 4, 1995 are also entitled to hospitalization benefits under PhilHealth. They need to under PhilHealth and must submit a DDR print-out indicating the type of claim is survivorship in nature and the effectivity date of pension or a copy of Death/Survivorship Certification issued by the SSS indicating the effectivity of the pension shall be submitted to PhilHealth. Survivorship pensioners under the effectivity of RA 7875 on March 4, 1995 and thereafter, are no longer covered. However, those who wish to avail of PhilHealth benefits may enroll in the Individually - Paying Program (for voluntary/self-employed) or the Indigent Program (IP) of PhilHealth. 

Benefit Payment The monthly pension is paid thru the beneficiary?s designated bank. The beneficiary is allowed to choose the bank nearest his residence thru which he wishes to receive his pension benefits under the ?Mag-impok sa Bangko? program. This became mandatory effective September 1, 1993. The beneficiary must open a single savings and must submit to the SSS his saving number and a photocopy of his book or ATM card upon filing of application. The original book/ATM must be presented for authentication purposes. Upon approval of the claim, the SSS will mail a notice voucher to the beneficiary informing him when to withdraw his benefit from the bank. Lump Sum Amount The primary beneficiaries of a deceased member who has paid less than 36 monthly contributions shall be entitled to lumpsum benefit, which shall be the higher of:

 

monthly pension multiplied by the number of monthly contributions paid prior to the semester of death; or twelve (12) times the monthly pension. The secondary beneficiaries of the deceased member shall be entitled to a lumpsum benefit equivalent to:

 

36 times the monthly pension, if the member has paid at least 36 monthly contributions prior to the semester of death; or monthly pension multiplied by the number of monthly contributions paid or twelve (12) times the monthly pension, whichever is higher, if the member has paid less than 36 monthly contributions prior to the semester of death. IMPORTANT!

 



The primary or secondary beneficiaries of a deceased member, who had no contribution payment at all and who was reported for coverage only shall be entitled to funeral benefit only. If the totally disabled pensioner has no primary beneficiaries and dies within sixty (60) months from the start of the monthly pension, the secondary beneficiaries shall be entitled to a lump sum benefit equivalent to the total monthly pensions corresponding to the balance of the five-year guaranteed period excluding the dependent?s pension. The pension stops when a partial disability pensioner retires or dies.